Protection

Our easy-to-use interface lets you rapidly obtain quotes on life products, from an impressive list of Providers. Protection includes: Term Assurance and Whole of Life.

Term Assurance
Term Assurance is one of the simplest and most common forms of Life Assurance. It provides a specified level of life cover over a fixed number of years for a regular premium and is normally the lowest cost type of life assurance.

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Types of Term Assurance

  • Term Assurance - These plans are commonly used for family protection. If you die during the plan term, the policy produces a tax free lump sum for your dependants. The amount of life cover usually remains level over the plan term selected, although you can request that benefits increase in line with inflation as an optional extra.

  • Whole of Life - A whole of life policy is a very simple policy that pays out a sum assured whenever the life assured dies. It is a permanent policy, not limited to an expiry date, as is term assurance. Because a claim will be certain, premiums will be more expensive than term assurance where a claim is merely possible, or at worst probable.

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